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Re: PC Authorize

From: Shawn Hogan
Date: Sunday, January 24, 1999
Time: 3:05:07 pm

Alan Rader wrote:

>What is consider as a merchant account? We accept visa, mc, discover, amx.
> I did not setup the credit card stuff, so how can I tell? We get a
>merchant statement every month for visa and mc and discover and amx send
>out their own statements.

Most of the time you have just a single merchant account. Like do you
dial into the same network to authorize all card types, or do you have to
dial a different network for each card type?


>If I only have one merchant account and will only ever have to process one
>card at a time, then I don't need the hub correct?

That's correct... except the hub also does away with the Payment Queue,
since it can hold the line open while authorizing each transaction so it
knows in real-time if it was approved or not. Plus the hub does some
other neat things, like auto-settlement of batches, etc.

And if gives you room to expand for the future...

Basically it's this... for the extra $100, it does away with the payment
queue, you can authorize from any workstation in real-time, auto-settles
batches and gives you something you can always expand on later if needed.


>And if that is the case, can I install PC authorize on more than one
>computer as long as only one computer verifies a card at a time?

I suppose you could... But I've never tried it, so don't take my word for
it... Each computer would need a modem, each computer would need PC
Authorize installed on it and you would have to remeber to settle each
batch on each computer every day.

I think your reports would be wacky too... since you would have to run
reports from each workstation and then manually total them if you ever
wanted to run reports.

The Hub is just cool because it also gives you a central authorization
computer (so you can see what's going on centrally and you only need a
single modem).


>We are going to get PC Auth., after we figure out which package will work
>for us. How long does it take to get the software from Data-point?

Usually 2 days.

- Shawn

-------------------------------
Shawn D. Hogan
President, Data Point Solutions
http://www.data-point.com
(619) 452-3696
ICQ: 8319647



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