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Re: CC Processing in CanadaFrom: Shawn Hogan Date: Thursday, February 13, 2003
Time: 11:34:44 amJason Marshall wrote:
> Hi all, I'm finally looking (seriously) at buying an ISP management
> solution rather than re-writing the one we put together back in 1995; it's
> a little out-moded right now, as you can well imagine.
>
> My quest for information has resulted in lots of answers (thanks,
> Jeremy!) and lots more questions.
>
> One of the biggest reasons for wanting to abandon our current system is
> the lack of anything to do with credit card processing.
>
> Being up here in Canada has posed some problems in that regard in the
> past. We use First Data as our credit card processor for Visa, MC, and
> Amex, but we (as far as I can tell) are stuck using their telephone
> interactive voice thing where you punch in the card numbers, exp dates,
> and then the money magically shows up in your (bank) account in a day or
> two (or a month later for Amex -- bastards).
>
> Our bank is TD Canada Trust, and I couldn't help but notice that "TD
> Canada" is listed in the list of "Credit Card and Bank Debit Card Billing"
> entities in the feature matrix on the web page. This is the first I've
> heard of TD Canada Trust offering this kind of service, but it's the
> biggest of many things that have focused my research on Optigold.
>
> Does anyone on the list use this TD service? What exactly does it
> provide? I want to join the rest of the world in its ability to process
> credit card payments from a web page without any human interaction on our
> end. Can I do this? What do I need from TD Canada Trust? How does this
> tie in to First Data, if at all?
For realtime processing in Canadian dollars you can use Royal Bank e-SELECT,
Planet Payment, DataCash, VeriSign Payflow Pro (but only if you are doing
more than $1M/year) or PSiGate.
(The TD system is a batch in/batch out style which is not realtime).
- Shawn
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Shawn D. Hogan
President, Digital Point Solutions
http://www.digitalpoint.com
(858) 452-3696
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