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DeAnna wrote:
Re: ACH and Authorizenet
From: Shawn Hogan
Date: Monday, May 17, 1999
Time: 4:04:21 pm
>I have run into a unique problem. We use Authorizenet for our processing.
>One of the features is something called ACH which means the user can pay
>with a check each month. We simply send the data to Authorizenet and they
>then process it just like a check.
>
>Here's my problem. When I am keying their info into OG, it does not have a
>place for the bank name which is required for ACH through Authorizenet.
>Also, no matter what routing number I put in the field it ALWAYS tells me
>Bad Transit Number. I assumed the transit number is the same as the ABA
>Routing Code. Anyway, is there no way currently to include these people
>with the automatic processing? It looks like I am going to have to do each
>one of these individually each month.
I know about the bank name requirement for AuthorizeNet. Since
AuthorizeNet ACH stuff was a last minute addition to 1.8.9, the bank name
portion wasn't able to be added in time for the release. But it's
already part of the 1.9 release.
>One other thing I have noticed. All credit card companies (to my knowledge)
>now consider a bank debit card as a credit card. So, if this is true why do
>we have the option for Bank Debit and Credit Card unless Bank Debit is
>supposed to mean an ACH.
Actually that's not true... a debit card can be used as a credit card if
it has a Visa (or other) symbol on it. In actuality, they are not really
"traditional" debit cards. They are simply a Visa card that extracts
money from the bank account in realtime. So they are just "tricky" Visa
cards.
It was done that way to maintain compatibility with existing systems. As
far as the authorization systems are concerned, it's just a Visa.
Yes, a Bank Debit is more along the lines of an ACH.
- Shawn
-------------------------------
Shawn D. Hogan
President, Digital Point Solutions
http://www.digitalpoint.com
(619) 452-3696
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