Actually the only one who can precisely answer this questions is you. Based on your provided info I think you better go with a provider who offer...
well not all of the hosting companies follow those guidelines however if you get a client that gets involved in an illegal activity and YOU ARE...
stay away from v5 - if you want to keep your forum alive - they reinvented the wheel, poorly.
I had experience with bluehost few years ago - Its one of the worst providers - cheap yes but horrible.
All hosting providers are obligated to keep track of all users, so verified billing information is a must, They must authorize a charge - mostly...
a word of advice - steer away from the cheapest offering - with shared hosting on a cheap provider - performance would be exactly what you pay for.
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