You really need redesign website. Make it more bright and dynamic (some kind of slider), also think about navigation, visitors must feel...
I'm really want to use it, but before I must learn it.
Yes, your top ad is blocking part of logo and navigation bar. My suggestion: change the styles of div right after wrap <div style="position:...
The price could differ at different designers. But don't forget that you need also inner pages and their design cost must be lower.
It depends on your needs. With html you would get static pages, with php - dynamic website.
Open your favourite browser and go to google.com
<body style="background: url(your_directory_with_images/main.jpg) no-repeat top;"> Why are you don't want to use css?
If somebody would really want to copy your content then js wouldn't help.
What is your budget for this work? How many templates?
Can you describe what exactly you want? You want to build website from scratch or with CMS?
CSS is simple but jquery... w3schools of course will be the best source.
phpbb I think would be the best for you.
I opened your site and it's loading pretty fast.
Looks like they are not alive, at least their site haven't been updated for a long time.
Separate names with a comma.